diff --git a/jero-boot-incoming-payment/src/main/java/com/jero/util/standardsUtil.java b/jero-boot-incoming-payment/src/main/java/com/jero/util/standardsUtil.java
new file mode 100644
index 00000000..0b9f6784
--- /dev/null
+++ b/jero-boot-incoming-payment/src/main/java/com/jero/util/standardsUtil.java
@@ -0,0 +1,42 @@
+package com.jero.util;
+
+import cn.hutool.crypto.asymmetric.KeyType;
+import cn.hutool.crypto.asymmetric.RSA;
+import cn.hutool.http.HttpUtil;
+import com.alibaba.fastjson.JSONObject;
+import com.jero.common.exception.JeroBootException;
+import com.jero.common.util.RestUtil;
+import org.springframework.beans.factory.annotation.Value;
+
+/**
+ * @author liJiaRao
+ * @date 2021-09-10 9:58
+ */
+public class standardsUtil {
+    @Value("${standards.url}")
+    private static String url;
+    @Value("${standards.token}")
+    private static String token;
+
+    public static String getRSAPublicKey(){
+        JSONObject jsonObject = RestUtil.get(url + "/sys/getRSAPublicKey");
+        if (jsonObject.getBoolean("success")) {
+            return jsonObject.getString("result");
+        }else {
+            throw new JeroBootException("调用会员系统出错");
+        }
+    }
+
+
+    /**
+     * RSA 使用公钥加密token
+     * @param RSAPublicKey 公钥
+     * @return String 加密后的字符串
+     */
+    public static String encryptByRsaPriKey(String RSAPublicKey) {
+        RSA rsa = new RSA(null, RSAPublicKey);
+        byte[] encrypt = rsa.encrypt(token, KeyType.PublicKey);
+        return new String(encrypt);
+    }
+
+}
diff --git a/jero-boot-single-startup/src/main/resources/application-dev.yml b/jero-boot-single-startup/src/main/resources/application-dev.yml
index ae03f933..719bffb7 100644
--- a/jero-boot-single-startup/src/main/resources/application-dev.yml
+++ b/jero-boot-single-startup/src/main/resources/application-dev.yml
@@ -298,4 +298,7 @@ justauth:
     type: default
     prefix: 'demo::'
     timeout: 1h
-defaultPassword: HZWLsoft.com123
\ No newline at end of file
+defaultPassword: HZWLsoft.com123
+standards:
+  url: http://loaclhots:8081/api
+  token: Aa123456!!
\ No newline at end of file